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An important obstacle to savings is lack of discipline in the OM to make savings was not successful as a goal, there is also a significant obstacle that should be taken into consideration is 3.1. inflation (Inflation) means that The item price level inflation generally continued to rise gradually. Make the purchase power and the value of your savings is reduced, it is a major obstacle, khing which economies have no control with those savings. There are guidelines for editing is to find sources that provide savings yield higher inflation. For example, savings goals to down the car that within 5 years to complete, but when money time 180000 baht according to the target area, found that the more expensive car prices the company must increase the limit down as the baht is 200000 makes saving mobile is expected to target.2. the greed or lust (Greedy) is there something avid appetite seen everything until you forget to think about saving money for future use. Who would want to have this focus has made savings plan fails. "Greed" is a major obstacle that causes lack of discipline the savings immediately. Therefore it must be trained to recognize the word "sufficient" based on the philosophy of sufficiency economy principle.3. an event which does not expect (Unexpected Event) is an event that "was not defined in advance, which are today koet. Make our lives, is located on the uncertainty there will always be unexpected events will occur from time to time, such as illness, unemployment, accident. Car repairs, etc., and thus affect the release at OM is used which means unexpected events occur as barriers that we do not know ahead of time what will happen when the protective planning must therefore be removed early, such as life insurance, insurance coverage to help alleviate suffering that might have occurred.

The main obstacle is the lack of discipline of saving money in savings to make money not achieve the target also has a major drawback that should be taken into account for 3 reasons:
1. Inflation (Inflation) indicates that the price level. generally rising steadily. Make the purchasing power and the value of the savings decline is a major obstacle to the economic control of the ginger is a caster own savings. A solution Is to find the savings that yield higher than inflation. For example, The goal of saving for a car with marked down within 5 years must be paid 180,000 baht, but when the time to find the target. Cheap car prices down, the company needs to increase to 200,000 baht This is so the savings targets are moving
2. greed or lust (Greedy) is what I have wanted to see everything and forget to think about saving money. for future use Which would have wanted to make savings plan failed "greed" is the major barriers to the discipline of saving right away. Therefore, it must train themselves to recognize the word "enough" philosophy of Sufficiency Economy
3. unforeseen events (Unexpected Event) is an event that is not predetermined to be great when I do. Life is on the uncertainty. Often have unforeseen events occur at any time, such as unemployment, illness, accident repair, etc. As a result of spending the savings. Is used, which is Unforeseen events occur as a barrier that we know in advance that. When to plan upcoming protect them early, such as life insurance to help alleviate the suffering that may occur.

the major obstacle of saving money is a lack of discipline in savings to make saving money in any target are also important obstacle that should be considered in 3 reasons. Is 1
.Inflation (Inflation) means the conditions and the general price level rise gradually continuously.There are solutions. Is to find the source of savings rate of return higher than inflation. Allot of cars by savings goals stated that within the 5 years to get, 180000), but at the end of the time as my goal is found The price of a car is more expensive companies to limit increases down, is 200 000 baht. This, etc. ทำให้เป้าหมาย saving deviate
2.Greed or lust (Greedy) is craving is want what seen everything and forget about saving money in order for future use. Which have this craving wants money savings plan failed. "Greed".So we must train themselves to know the word "enough" Sufficiency economy based
.3.Why the sudden events (Unexpected Event) is the event is not set sensitivity in advance to wrong when. Make our lives is located on the uncertainty. Often there are unforeseen events will happen at any time, such as an accident, unemployed.Car repair, etc., thus affecting the money savings is used which is considered. Unforeseen events happening obstacle that we don't know in advance. Will happen when the plan to protect early, such as
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