มีเรื่องของ fixed cost ด้วยที่ทำให้

There is also the issue of fixed costs that cause GPM to be negative because last year the spread distance was much greater than this year, causing the margin to cover various costs. But this year the spread distance decreased, but it did not cover fixed costs, which the amount was similar to last year. last, causing this year's GPM to be negative

Due to fixed costs leading to a negative GPM, last year's interest margin was much larger than this year, so the guarantee deposit was covered Different costs, but this year's interest margin has narrowed, but it does not cover fixed costs, which is the same as last year, resulting in a negative GPM for this year.

There is a problem of fixed cost, which makes GPM negative, because last year, the price difference was much larger than this year, which made the deposit cover different costs, but this year, the price difference decreased, but it did not cover fixed costs, which made GPM negative this year.