it is not just a waste of time but also a waste of money ........instead of going and spending money to universities, I'd rather spent my money venturing on my field of specialties, take for example: arts or business; where you are given a hundred percent assurance that you will get your money's worth. but If you wilt not, and spend it in school you will be wating your pennies for some trashy theories and unuseful knoledge.