If I had the money and savings. If one day I have had financial problems. I will be able to bring it to the same location in ณืเดียว if I don't have cash savings. I just want other people using money borrowed.
If I had money If one day I have financial problems. I can take it at any time. in the same situation if I do not have savings. I had to borrow someone else to use.
If I had the money savings, if one day I was having financial problems. I can bring it is in situations the same if I have no savings. I'll have to borrow money.