3. calculation of the Short rate (Short period = Y) is calculated by comparing the table of Department of insurance such as insurance or night table is a table not full-year insurance premium calculations. From the protection of the Green Day 2010 until the date of coverage next month counted as 1 month, till the date of coverage of the son. The remaining day count fraction, as 1 month, and compare the different tables, but the case is as follows:
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