In addition, it affects the families must find money owed to some families, there is a provision, but some families want high-interest loan that is more debt.
Moreover, it affects the family to raise money to repay the debt. Some families have reserve funds But some families have to borrow money with high interest debt a lot more.
Furthermore, it affects the family to find money to pay some families have reserves. But some families have to borrow money, which has high interest to owe more.