11 if the customer has a good history with 30%, then the claim is wrong, since the Division 2 or more loss exceeds 200% of net premiums years before transferring the data will be as good as 0% discount on history.
11 If the customer has a good record and a 30% claim was wrong since two times more than punitive. 200% of net premiums last year data. It has a good record as a 0% discount.
11 if customers have a good history 30% and claim is wrong since 2 more times than 200% compensation of net premiums last year transfer to discount a good history. 0%