I think that a friend lent has both advantages and disadvantages. The advantage is that your friends can bring money to use in the class but is a friend wacham bring money to a ridiculous story.
I think of a friend borrowed money has both advantages and disadvantages. The advantage is that I can put that money to use in the clouds, but the downside is that I need the money to spend on nonsense.
I think to lend money to your friends have both advantages and disadvantages. The advantages are friends can bring money to use, but the disadvantages are needed the money used to as nonsense.