Having money or less does not make us happy. Happiness is that we are a sufficient. If we take the money in a way that is appropriate, for example, and it will make us happy.
Having money does not make us less happy. Happiness is where we are self-sufficient. If we put money in the right way and do the right money, it will make us happy.
The money, or at least does not make us happy. Happiness is that we are self-sufficient. If we bring the money used in the right way and behave appropriately money will make us happy.