In such a case, the LDR will be approximately 87% - 88% lower than the policy level (90 %)
If you want to control LDR, 90% is in the box may be required to slow down the flow of new deposits (including deposits, due to the customer, to reduce interest rates as one of the ways it may be used
This is because the customer of TCRB group of customers that sensitive to interest rates (Shop Rate) It is expected that interest rates will have an impact on the decision of the customer enough
Pricing strategy from the lower interest rates, this is in the same direction as overall market because many banks have to reduce interest rates in accordance with the economic direction
However, using these strategies will continue to be regardless of the Bank's main customer base with
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