1. A manual products approved by the Committee.Risk of company and related board of the bank, and approved by theThe board of directors.2. There is a standard procedure in practice and guide practice related to consider approval credit.3. Review history of customers from the information within the company, and the financial history of the NCB.4. Used motorcycle to check the records of customers from the information within the company, and the history of money from NCB.5. Credit Scoring Model used as a tool to consider the loans for new motorcycle
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