Research, factors that led to a credit card debt. Established for the purpose of 1.) to analyze the factors that influence the use of credit cards until the causes of debt. 2.) to learn the reason for using consumer credit cards. 3.) to offer solutions to the problems in the financial management of each individual. A group of people living in the district, amphur Muang, Nongkhai. The number of 300 people with confidence equal to 1.96, research found that people living in Amphoe mueang Nong Khai province is holding a credit card. Tools used in this research is a questionnaire in order to collect information and analyze data using statistical software to analyze the factors that statistics include the distribution, frequency, percentage, average, standard deviation and arithmetic and analysis of structural equation models.
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