e : hey m j do you can help me?
j : yes what happen
e : milk i want to borrow your smartphone for use application
j : what app?
e : application TMB bank, it use for bank transfer
e : you have there?
m : yes i have but i never to use it ,you can teach me?
e : yes sure
j : where is your phone and why you don't go to ATM
e : my phone no battery , application easy to use and quickly
j : really
e: yes application have lock by password or with iphone you can use touch ID for unlock.
You can Money transfer, bill payment charge and topup at your home
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