The clumps of underwriting in severe damage may occur over the level of company. Acceptable. If that happens, the damage is widespread, such as the recent earthquake in watphai, etc.
Concentrations of insurance in the area. May cause severe damage to the level acceptable to the Company in the event of damage, such as floods, storms, earthquakes, etc., is broad.
The concentration of the insurer in the area. The damage was more severe than the level the company accept. If an incident, damage is extensive, such as floods, storms. Earthquake, etc.