This research aims to study the effects of competition that affect the management of liabilities in the insurance industry of the country, Thai. That study only the insurance company listed on the stock exchange, Thai. The number of 18 companies from 2540 (1997)-2556 (2013) for a period of 16 years, using data from the secondary stock market information system online (SETSMART) and using a fixed effect model regression analysis and regression model has random effect using a Hausman test tests whether the value should be estimated using either option. Study results showed that the number of competitors in the industry. The company's market share. There is a positive correlation with the debt management return on assets and expenses related to employee salaries when compared to competitors in the industry are negative relationship with debt management.
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