13. If the customer has a good history with 40%, then the claim is wrong, since the Division 2 or more loss does not exceed 200% of net premiums years before transferring the data will be good history, 30% discount.
13 if customers have a good history 40% and claim is wrong since 2 more times compensation not exceeding 200% ของเบี้ย net last year transfer information. Will save history as well as 30%