Since this is in the news that many credit card users, stolen data on the card and spending by foreign visitors in their own card. Preliminary If you are faced with such events. Do not panic, because the company Visa, Master Card and AMEX, JCB. It's a law that if this happens, the more it is responsible for issuing bank (Issuer Bank) so they can inform the rejected list (Dispute Transaction) all of them. The damage will fall to the issuing bank (Issuer Bank) and the overall economy of the country, the more damage to us, who holds cards (Card. Holder)
data is stolen, however
, this time we see that the data on the card we were taken in hand the two tack life (Fraud Gang), how
credit cards are ubiquitous around the world at the moment is a magnetic stripe (. Magnetic Stripe) when we use credit cards to whether any stores (Merchant), we have data copied to it at any time. The data in the magnetic stripe will store all customer data such as name, card number, expiration date and information of bank card issuers such as banks, which take you to the card through the card reader automatically (EDC), the gang of corrupt it. Copy the information on your card. Including
your use of the credit card purchases on the Web, nonstandard, and number three in the back of the card, which is called CVV2 (Card Verification Value), which number this is the formula for calculation accuracy. Cards That is a formula to calculate the accuracy of the method No. 16 card data theft in stores. Or services by children walking to swipe the card at stores, gas stations or restaurants will bring us to the card swipe machines to copy data (Skimmer) before swiping the card reader automatically. EDC (Electronic Data Capture), and these data are stored may be 1 to 2 months or may last up to one year .... As long as the card has not expired, these data can be used to make fake credit cards. Selling general and on the Internet. The black market
, however, made a fake card
in the card market are counterfeit cards actually like it. The cards are not just a production level print technology, it can be done. And counterfeit cards were printed for the banks, such as Citibank, HSBC,
Bank Of USA, UOB, or even cards in countries such as BBL, KTC, K-bank. When a card is fake, fake cards, it will act like a sheet Disk. Whenever I have the information on the card, it will come down to the Copy to Card can be used at any store that accepts it is seen that these items will come from all over the world. The gang was using counterfeit cards to use when not dropped. Then use a new card to be able to block the card, however, protect not only be able to use the card carefully. They were like a fraud insurgents often use new way and wait times we accidentally. Bank or financial institution is always one step behind them, but we always try to surveillance as follows : 1. Do not use the card in the risk (High Risk Country) such as Malaysia, Taiwan, Japan, Indonesia, etc. 2. Notice staff. Swipe credit cards to swipe the card out of sight for long or unusual or three. Always check the credit balance on the card itself frequently 4. If in doubt, contact the Call Center of the bank immediately to coordinate the work with the authorities to prevent credit card fraud (Fraud Department), which will work like police checks. And track fraud gang arrested in both countries and the world's fifth. Shops risk in Thailand Texaco Star Development District Computer Mall Pratunam area. Pub famous Thonglor Mall Siam Heights neighborhood.
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