I am insisting on paypal because i don't have access to my bank account online as i don't have internet banking and i can't go to the bank due to the nature of my job, but i can pay from my paypal account with my credit card, i will need you to give me your paypal email address so i can make the payments asap for the item and if you don't have paypal account yet, it is very easy to set up, go to www.paypal.com and get it set up , after you have set it up i will only need the e-mail address you use for registration with paypal so as to put the money through.