1. Why the premium rate JVT and suppliers had increased from 0.145% to 0.25% ?
2. how LMG derived 0.25%?
3. as process in std rubber is different from PJW, likewise KKP, to be fair LMG should charge different rate on each different location
4.coverage & deductible; please confirm this only applies to flood incident.
if case of fire, how? any such condition?