If you choose not to have insurance and damage caused and can damage claims under insurance coverage. You must be responsible for the expense, it is likely that you do this instead of us insurance.
If you choose not to insure the goods are damaged, and can claim damages under the protection of insurance. You are responsible for replacement cost insurance like you do for us.
If you choose not to insurance products and the damage and can claim ความเสียหายภายใต้ protected by insurance You should be responsible for this cost instead like you insure for us