Mr. Pridi stars shine Managing Director of kasikorn Bank public company limited, Thailand or KBANK, said next year the Bank set a target for growth of 6-7% on loans the assumption of 3% GDP growth this year is expected to grow 6% credit as well by public sector investment will be the main factor in driving the economy. From pushing a project infrastructure projects worth 1.77 million total 20 million. As part of the annual expenditure budget. The Government budgeted expenditure for the year is higher than the 5.44 trillion baht at 20.7% of the 2557, as well as measures to help with the SM e, Department of tourism is also an important economic driven. For the world economy also is likely to rebound in a limited framework, especially the Chinese economic slowdown as factors pushing the recovery of exports in Thailand next year. However, tamhakrakha commodities past the lowest point, and very stable. Thailand's exports are expected to the year 2559 the. 2%, while the negative 5% this year. Mr. pridi said credit next year as huge credit growth at 4-6% by industry, the goal is to group related to infrastructure construction and construction materials to food and beverage group, a group of agricultural and processing loans SM e to grow 5-7% and will focus on the construction industry and construction materials and hardware, and industry to maintain market leadership in the core product. To qualify, customers will be high quality and effective risk management. The total operating revenue (Cost to Income Ratio) stood at 45-47% and the ratio of bad loans against total loans (NPL) at 3.5-3.6% from 2.8% at the end of this year, according to the Bank, making economic adjustment set back up in case bad debts to total loans (Coverage Ratio) stood at 170% this year from nine months ago is at 150% the Bank expects next year will maintain at the same level of 170%. "We're moving the economy based on the NPL, particularly from retail customers and SM e, but it is not as scary because we have to adjust the criteria to set up and to administer a customer very closely." Mr. Pridi said. Non-interest income for the year does not exceed 10% of the target Bank. interest margin (NIM), the end of this year is expected to be at 3.5-3.7% from 3.66% and 9 months is that next year is forecast at 3.4-3.6%, which reduced the NIM as a result of the Bank of Thailand (thapot) has lowered the interest rate down.
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