I think that a friend lent has both advantages and disadvantages. The advantage is that your friends can take money that has been used in necessary, but the disadvantage is that friends bring money to a ridiculous story.
I think of a friend borrowed money has both advantages and disadvantages. The advantage is that I can put that money to use in times of need, but the downside is that friends used to finance the nonsense.
I think to lend money to your friends have both advantages and disadvantages. The advantages are the money would be used when needed, but the disadvantages are the money used to nonsense.