A credit card is made, I have planned to use the money more than the use of cash in the Bank each month a summary of credit card spending, in order to allow me to check that the expenses are necessary or not.
Credit card I had planned to use the money rather than using cash. Because every month the bank to conclude the payment via credit card to allow me to determine whether the costs are necessary or not.
I plan to use credit card rather than cash. Because every month the bank to the credit card to so that I can check that is the cost that is necessary or not.